Comparing Travel Insurance Plans
| Chubb with DBS | MSIG | Cost for 23 days travel (Worldwide) - Individual, Single Trip | $250 | $278 |
|---|
Covid 19 Cover
| Chubb with DBS | MSIG | Overseas Medical Expenses | $200,000 | $250,000 |
|---|---|---|
| Overseas Hospital Confinement | $100 per day; Max $1,400 | $100 per day; Max $1,400 |
| Quarantine Benefit | $100 per day; Max $1,400 | $700 |
| Emergency Evacuation & Repatriation | $200,000 | $1,000,000 |
| Repatriation of Remains | $200,000 | |
| Journey Cancellation | $7,500 | $5,000 |
| Journey Curtailment | $7,500 | $5,000 |
| Journey Postponement | $1,500 | |
| Journey Disruption | $3,000 | |
| Automatic Extension of Cover | Yes |
Personal Accident & Medical
| Chubb with DBS | MSIG | Overseas Medical Expenses | $1,000,000 | $1,000,000 |
|---|---|---|
| Overseas Hospital Confinement | $200 per day; Max $50,000 | $300 per day; Max $60,000 |
| Overseas Hospital Confinement for ICU | $400 per day; Max $8,000 | S$400 per day Max S$4,000 |
| Hospital Confinement In Singapore | $100 per day; Max $2,000 | S$100 per day Max S$2,000 |
| Continuation of Medical in Singapore | $75,000 | $75,000 |
| Accidental Emergency Dental Treatment | $15,000 | $15,000 |
| Traditional Chinese Medicine | $750 | $600 |
| Hotel Extension | Max $2,000 | |
| Accidental Death & Disablement | $500,000 | $500,000 (Note: covers only permanent total disability) |
| Public Conveyance Double Cover | $1,000,000 | $1,000,000 |
| Funeral Expenses due to Accident | $8,000 | |
| Child Education Grant | $8,000 each child; max $32,000 | |
| Family Assistance | $5,000 | |
| Mobility Aid | $5,000 |
Overseas Assist / Travel Inconvenience
| Chubb with DBS | MSIG | Emergency Evacuation & Repatriation | $1,000,000 & $50,000 | $1,000,000 |
|---|---|---|
| Overseas Hospital Visit | $20,000 | $15,000 |
| Return of Minor Children | $15,000 | $15,000 |
| Emergency Mobile Phone Charges | $500 | $300 |
| Repatriation of Remains | $100,000 | |
| Journey Cancellation | $15,000 | $15,000 |
| Journey Curtailment | $15,000 | $15,000 |
| Journey Postponement | $2,000 | $2,000 |
| Journey Disruption | $2,500 | $3,000 |
| Travel Delay | $100 per 6 hours Maximum $2,000: In Singapore $100 (minimum 6 hours of delay) | $100 per 6 hours Maximum $1,500 |
| Flight Diversion | $120 per 6 hours; Max $1,800 | $100 per 6 hours; Max $1,500 |
| Flight Overbooking or Missed Connection | $400 | $200 per 6h; Max $400 |
| Loss of or Damage to Travel Doc | $5,000 | $5,000 |
| Loss of or Damage to Personal Property | $8,000; Limit $500 per article; $1,000 computer | $7,500; Limit $500 per article; $1,000 computer |
| Delayed Baggage | $200 per 6 hours Maximum $2,000; In Sg $200 (minimum 6 hours of delay) | $250 per 6 hours Maximum $1,500 |
| Loss of Cash & Jewellery | $750 & $1,000 | $500 (only for loss of cash) |
| Fraudulent Use of Credit Card | $3,000 | |
| Credit Card Outstanding Balance | $3,000 | |
| Loss of Advance Payment | $10,000 | $6,000 |
| Home Guard | $20,000 | $15,000 |
| Personal Liability | $1,000,000 | $1,000,000 |
| Legal Expenses for Wrongful Arrest/ Detention | $10,000 | |
| Terrorism, Passive War, Hijack | Covered | Covered |
| Automatic Extension of Cover | - 14 days if due to delay by Public Conveyance - 30 days if due to Insured Person’s Injury or Sickness | - 14 days if due to delay by Public Conveyance - 30 days if due to Insured Person’s Injury or Sickness |